Fundraising events are an excellent way for charter schools to obtain additional funds.  Regardless of the kind of fundraising event your charter school hosts, you should ensure that you have insurance coverage just in case something were to happen at the event.

Special Event Insurance

Special event insurance can protect your facility, employees, volunteers, and participants at the event.  It will provide coverage for bodily injury and property damage during the event.

How do I obtain special event insurance?

Many insurance policies explicitly written for charter schools will provide some coverage for special events.   The scope of the range depends totally upon the event, and it’s never a bad idea to speak with your agent or underwriter about any events you have planned to ensure the coverage is provided.

How much does it cost?

Depending on the type of event your charter school is holding, you may already have coverage at no additional cost.  However, if coverage is not provided under your general liability policy, we recommend purchasing a stand-alone insurance policy for the event.   With small minimum premiums ($100), they are worth the investment to ensure your school is protected.

If you want to learn more about special event insurance and how it can protect your charter school, please don’t hesitate to contact our office.