With time all businesses (charter schools included) have more and more responsibility to protect the privacy and personal data of employees, clients, and, for charter schools, students.   You must protect the data and financial information of your school’s parents and children.   You must also cover books, records, tax documents, and other critical digital data your school has.

It’s out of this need to protect this data that the demand for cyber liability has grown.   Cyber liability insurance coverage protects your charter school against the unauthorized use of, or unauthorized access to, electronic data or software within your network.  Cyber liability policies also provide coverage for claims arising from spreading viruses or malicious code, computer theft, or extortion.

Cyber insurance for charter schools can also cover the cost of responding to customers and ensuring regulatory compliance in case of a breach.  The variety of policies and coverages provided by insurance companies can vary dramatically in premiums and specific coverages offered.  This is why we recommend you partner with an insurance agency specializing in delivering charter school insurance.  To find out more, please get in touch with our office.