Included on every general liability insurance policy for restoration contractors is a coverage entitled “Personal and Advertising Injury.” The problem is that very few people understand what this coverage is and how it can protect your company. Personal and Advertising Injury is Limited in Scope First, Personal and Advertising Injury (Coverage B) is much narrower in […]
Fraud and embezzlement instigated by employees are on the rise in the small business workplace. According, Small businesses are especially vulnerable, especially those who aren’t financially able to absorb large losses or cannot afford extensive precautions and safeguards. Employee dishonesty insurance coverage, sometimes referred to as fidelity bond, crime coverage, or crime fidelity insurance, is […]
Educators Legal Liability is one of the most important but overlooked insurance policies a charter school can purchase for its client base. The typical School Board or Educators Legal Liability policy is designed to protect teachers and school board members, administrators, volunteers, student teachers, and various other members of the educational staff. In a standard […]