While we certainly hope that none of your charter school’s employees are ever involved in an auto accident.  Here are some tips to help you if you are ever involved in one: The best way to deal with an accident is to be prepared for one. Here are some things you can do right now to make sure you’re ready for the unpredictable.

• Keep a vehicle safety kit in your car.
• Put your most important info in the glovebox (ID cards, vehicle registration, emergency contacts, health insurance cards, etc.)

At The Accident Scene

Be sure to:

• Move your car to a safe nearby location, but be careful not to leave the scene.
• Check to see if anyone is hurt and call 911 for medical assistance.
• Contact the police. They’ll let you know if an officer needs to be present.
• If your car isn’t drivable, you can request roadside assistance.

What information should you exchange?

First, don’t reveal your policy limits or admit fault to anyone.  Collect the following information:

• Names, phone numbers, addresses, and email addresses of all occupants and witnesses
• Location
• Photos of the accident scene and all vehicles involved
• Company name, policy number, and phone number for other insurance companies
• If emergency services respond: police report number, phone number, officer name, badge number, etc.

Report A Claim

Report the claim to your insurance agent or company.  This will allow an adjuster to contact you quickly and begin the process of reparations on your vehicle.